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The FSA is the professional watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.

• Mortgages
  We offer mortgages from the whole market.
  • We only offer mortgages from a limited number of lenders. See Below for the complete list of lenders.
    We only offer mortgages from a single lender

• Mortgages
  • We will advise and make a recommendation for you after we have assessed your needs
    You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.
    

• Mortgages
  • No fee.
    An upfront fee of 0.5% of the mortgage advance.
    

You will receive a key facts illustration when considering a particular mortgage which will tell you about any fees relating to it.

Select Mortgages is authorised and regulated by the Financial Services Authority. FSA Register number is 300204 .
Our permitted business is advising on and arranging mortgages and general insurance.
You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234.


If you wish to register a complaint, please contact us:

• In writing Write to: Compliance Officer at Select Mortgages and Loans, Brynhir Lodge, Blue Anchor, Penclawdd, Swansea, SA4 3JB
• By phone Telephone: 01792 85 00 17

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

• Mortgages
  • Mortgage advising and arranging is covered for 100% of the first £30,000 and 90% of the next £20,000 so the maximum compensation is £48,000. Further information about compensation scheme arrangements is available from the FSCS.
  • NB - Buy to Let mortgages may not be covered by the MCCB/FSA protection.
  • Select Mortgage & Loans maintains Professional Indemnity Insurance cover for the protection of our clients.

• Abby
• Alliance and Leicester
• Birmingham Midshires
• Bristol and West
• Cheltenham and Gloucester
• Grovenor
• Halifax
• Intelligent Finance
• Mortgage Express
• Nationwide
• Northern Rock
• One Account
• Woolwich

All loans subject to status. PLEASE THINK CAREFULLY BEFORE SECURING MORE DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

Authorised and regulated by the Financial Services Authority.

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